Mortgage Pre - Approval

Get Pre-Approved for a Mortgage in Alberta, Ontario, Saskatchewan & Manitoba

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A mortgage pre-approval is the first and most important step in buying a home in Canada. It tells you how much you qualify for, what your monthly payments could look like, and helps you shop with confidence.

If you're planning to buy, don’t start house hunting without a pre-approval.

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Why Mortgage Pre-Approval Matters
 

When you get pre-approved for a mortgage, you:

✔ Know exactly how much home you can afford
✔ Lock in competitive mortgage rates
✔ Strengthen your offer with sellers
✔ Avoid surprises during financing
✔ Move quickly in competitive markets

In fast-moving markets across Alberta, Ontario, Saskatchewan, and Manitoba, a mortgage pre-approval gives you an edge.

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What We Review for Pre-Approval

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To secure your mortgage pre-approval, we assess:

• Income and employment

• Credit score

• Down payment amount

• Existing debts

• Property type and location

We compare multiple lenders — not just banks — to find the best mortgage pre-approval options for your situation.

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How Long Does Mortgage Pre-Approval Take?

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Once documents are submitted, pre-approval can often be completed quickly. Your rate may also be held for a period of time, protecting you if rates increase.

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Ready to Get Pre-Approved?

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Whether you're a first-time home buyer, upgrading, or investing, a mortgage pre-approval gives you clarity and confidence before making an offer.

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Apply for Mortgage Pre-Approval Today

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